Private real estate loans in Florida

Hard money
real estate loans
funded fast

Community Capital is Florida’s premier private money lender specializing in advisory services and alternative mortgage solutions for real estate investors including hard money loans, bridge loans, construction loans, fix & flip, and commercial loans.

Our quick decision-making and industry connections mean we can close your loan in a matter of days, not weeks! Whether you are a new investor, an experienced veteran, or a foreign national, we look forward to helping you achieve success as your lending partner.

Modern Apartment building in Florida at sunset next to a pathway

please note

All the private money real estate loans we arrange are for commercial properties (investment or owner-occupied) and for residential investment properties only. Homesteaded primary residences are not eligible! 

We Focus on Hard Money Private Real Estate Loans

Avoid the time-consuming requirements of conventional lenders and work with our local, nimble, and well-capitalized team of experienced underwriters in Florida.

Multi-Family Rentals

loan terms

up to 24 months

interest only


60% of Maximum ltv

1st mortgage position

Mortgage brokers protected

At Community Capital, broker protection is a best practice. We’ve built our business around our broker partnerships and look forward to helping your clients succeed.


Our lending solutions allow qualified foreign investors to take advantage of opportunities without the same documentation that traditional loans would require.

Attractive rates
that change

The market changes every day, and so do our rates. Contact Community Capital today for the most current rates on our private money loans, bridge loans and beyond.


Unmatched Experience.
Well Capitalized.
Quick Decisions.

Community Capital Holdings team outside under a tree

Each member of our team has over 25 years of experience in commercial banking, finance, and lending. This industry expertise, our local connections, and a proven success rate for quickly closing private real estate loans has helped thousands of borrowers reach their business goals and allowed us to build incredible relationships with our clients along the way.

Our client reviews

Kris Barnhart
Kris Barnhart
Jay and his team are an excellent resource for our company. We have closed several transactions with his firm. The team at Community Capital is always responsive and handle the lending process with the utmost professionalism.
Troy Sorel
Troy Sorel
This is a top-notch organization that continues to over deliver on both performance and service to their investors. CCHC has a great team of professionals who have extensive knowledge and experience in real estate lending. Each quarter they send out detailed reports on all of their real estate loans and are always there to answer any questions their investors have.
James N
James N
Highly professional and responsive. Great customer focus.
Mike Clark
Mike Clark
I have worked with Jay and his team on several deals over the years. They are amazing and can often do deals that I otherwise would have not been able to do for my clients. They are quick, efficient, customer focused and have very little red tape!! Highly recommend!!
Bill Daragan
Bill Daragan
Community Capital delivers tailored funding solutions with professionalism and transparency. Their responsive communication and personalized approach set them apart. Highly recommended for businesses seeking reliable financial support. Jay, Steve, Joe and the whole team is great to work with.
Aly Heimovics
Aly Heimovics
First class organization that has extensive knowledge in real estate lending throughout the state of Florida. They provide fast decisions and fair terms.
Jason Silver
Jason Silver
This company is great. The transaction was fast and easy and the terms very competitive. Highly recommended.

Partner With Us

Mortgage Brokers

Protect your client relationship, earn more commission, and offer your clients access to advisory services and alternative funding solutions at competitive rates.

Real Estate Agents

When traditional banks and institutional lenders can’t help, we can get your client funded fast. Let’s work together to get a loan closed quickly and easily.

Bank Partners

We have decades of bank experience and love partnering with local banks to help borrowers realize their real estate dreams and reach their investment goals.


$400M+ in funded deals

From construction projects to commercial properties to current property improvements, our private money loans have funded over $400 million in Florida real estate investments.

Tips, Tactics & Thoughts

Enjoy these short, informative and helpful videos about real estate investment from
Florida’s most experienced private money lenders.