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What is a commercial bridge Loan?

Long-term or short-term financing used to purchase, refinance, or improve income-producing commercial properties.

Commercial bridge loans are short-term real estate financing options that provide temporary financing to help sustain cash flow and allow you to purchase, improve, refinance, lease up, sell, or complete the construction of a commercial property.

Qualified Property Types for commercial bridge Loans

Review the property types eligible for financing under this loan program.

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Retail Buildings

Special-Use Properties

Residential Properties for Rental

Warehouses & Industrial Plants

New Construction

Offices

Condos & Apartments

Medical Office Condos

For a full list of qualified Commercial bridge Loan property types or for additional information, please contact us online or call 1 (954) 947-1232.

Loan benefits with Community capital

Built to support broker success 

Fast & Reliable Funding
variety of loan options
Quick Decisions &
Competitive Rates
Local and Experienced staff

Looking for private funding for your next investment property? Community Capital offers commercial real estate loans throughout Florida to help future investors get the funding they need to purchase or renovate an investment property. Our team of professional hard money lenders will work to provide the best hard money loan options for your investment project.

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Fast & Reliable Funding
variety of loan options
Quick Decisions &
Competitive Rates
Local and Experienced staff
Loan terms

A quick overview of the key terms designed to help you move forward with confidence.

Up to 24 months
Interest only
Rates change daily
60% maximum LTV
1st mortgage position
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How Our Loan Application Process Works

In real estate timing is everything and we’re here to help you act quickly.

1

Submit Your Request – Tell us about your project and financing needs.

2

We Will Reach Out – Our team connects with you to understand your goals and answer questions.

3

Complete the Application – A simple form gives us the details we need to move forward.

4

Get Funded Fast – Once approved, we move quickly to deliver your capital.

1

Submit Your Request – Tell us about your project and financing needs.

2

We Will Reach Out – Our team connects with you to understand your goals and answer questions.

3

Complete the Application – A simple form gives us the details we need to move forward.

4

Get Funded Fast – Once approved, we move quickly to deliver your capital.

get funded
A commercial bridge loan is a short-term financing solution that helps real estate investors and developers “bridge the gap” between an immediate funding need and a longer-term financing arrangement — such as a sale, refinance, or construction completion.
We can issue a credit decision within 24 hours and close in days. Our in-house underwriting team moves as fast as your deal requires.
Yes. Community Capital welcomes foreign national borrowers and has experience structuring bridge loans for international investors acquiring or developing Florida commercial properties.
Bridge loans are ideal when you need to close quickly on an acquisition, stabilize a property before refinancing, or keep a deal on track while permanent financing is arranged. If timing is the issue, a bridge loan is usually the answer.
Yes. Community Capital provides commercial bridge loans across all major Florida markets, including Miami-Dade, Broward, Palm Beach, Tampa, and Southwest Florida.
As a general guideline, we typically work with loan amounts starting at $400,000, with a maximum loan-to-value (LTV) of 60% and a maximum loan-to-cost (LTC) of 60%. Loan terms typically run 12–24 months. These are marketing benchmarks, not strict cutoffs — we evaluate every deal on its own merits and may exceed these parameters for strong opportunities. Contact our team to discuss your specific project.
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