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What is a Hard Money Loan?

A short-term, asset-based financing solution designed for real estate investors.

Similar to Bridge Loans, Hard Money loans are intermediary loan options for individuals looking to invest in real estate. They’re short-term loans that can be accredited based on the value of the investment property over the borrower’s credit situation. Traditional banks and other financial institutions typically do not offer hard money loans. These loans can be obtained from private lenders such as Community Capital.

Qualified Property Types for Hard Money Loans

Review the property types eligible for financing under this loan program.

Commercial Properties

Apartment Complexes

Retail Properties

Warehouses and Industrial Plants

Single-Family and Multi-Family Homes*

Construction projects

Townhouses and Condos*

*This provision does not apply to homesteaded primary residences.

For a full list of qualified hard money loan property types or for additional information, please contact us online or call 1 (954) 947-1232.

Loan benefits with Community capital

Built to support broker success 

Looking for private funding for your next investment property? Community Capital offers hard money loans throughout Florida to help future investors get the funding they need to purchase or renovate an investment property. Our team of professional hard money lenders will work to provide the best hard money loan options for your investment project.

Fast & Reliable Funding
variety of loan options
Quick Decisions &
Competitive Rates
Local and Experienced staff
Loan terms

A quick overview of the key terms designed to help you move forward with confidence.

Up to 24 months
Interest only
Rates change daily
60% maximum LTV
1st mortgage position
How Our Loan Application Process Works

In real estate timing is everything and we’re here to help you act quickly.

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