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What is a commercial real estate Loan?

Long-term or short-term financing used to purchase, refinance, or improve income-producing commercial properties.

A commercial real estate loan is designed to help borrowers like you purchase new commercial property, renovate or refurbish income-producing properties, or refinance a real estate project for your business or your investment portfolio.

Qualified Property Types for commercial real estate Loans

Review the property types eligible for financing under this loan program.

Retail Properties

Special-Use Properties

Residential Properties for Rental 

Warehouses and Industrial Plants

New Construction projects

Commercial Properties

Apartment Complexes

Single-Family and Multi-Family Homes*

Medical Office Condos

Townhouses and Condos*

*This provision does not apply to homesteaded primary residences.

For a full list of qualified commercial loan property types or for additional information, please contact us online or call 1 (954) 947-1232.

Loan benefits with Community capital

Built to support broker success 

Looking for private funding for your next investment property? Community Capital offers commercial real estate loans throughout Florida to help future investors get the funding they need to purchase or renovate an investment property. Our team of professional hard money lenders will work to provide the best hard money loan options for your investment project.

Fast & Reliable Funding
variety of loan options
Quick Decisions &
Competitive Rates
Local and Experienced staff
Loan terms

A quick overview of the key terms designed to help you move forward with confidence.

Up to 24 months
Interest only
Rates change daily
60% maximum LTV
1st mortgage position
How Our Loan Application Process Works

In real estate timing is everything and we’re here to help you act quickly.

We offer private financing for a range of commercial real estate transactions in Florida, including acquisitions, refinances, bridge loans, and construction — across property types such as office, retail, industrial, multifamily, and mixed-use.
Our general minimum loan amount is $400,000. Loan amounts vary by deal type and property value — contact our team directly to discuss your specific project.
Yes. While our headquarters is in Davie, FL, we lend on commercial real estate projects throughout the state of Florida, including Tampa, Naples, Fort Myers, Orlando, and beyond.
Unlike traditional banks, we evaluate deals based on asset value and deal fundamentals — not rigid credit requirements or slow institutional processes. Our in-house underwriting means faster decisions and more flexible structuring for non-conforming or time-sensitive transactions.
Credit decisions are issued within 24 hours of receiving a complete application. Closings are measured in days, not weeks — making Community Capital the right partner when a deal has a hard timeline.
As a general guideline, we typically work with loan amounts starting at $400,000, with a maximum loan-to-value (LTV) of 60% and a maximum loan-to-cost (LTC) of 60%. Loan terms typically run 12–24 months. These are marketing benchmarks, not strict cutoffs — we evaluate every deal on its own merits and may exceed these parameters for strong opportunities. Contact our team to discuss your specific project.
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