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What is a Hard Money Loan?

A short-term, asset-based financing solution designed for real estate investors.

What we do

we can help you get the REal Estate funding you need

Short-term, asset-based financing designed for real estate investors seeking fast access to capital. As a direct private lender, we specialize in efficient underwriting and streamlined closings to keep your investment moving forward. 

Commercial real estate financing for the acquisition, renovation, or refinancing of income-producing properties. As a direct lender with deep market experience, we structure competitive loan solutions designed to support long-term portfolio growth. 

Short-term construction loans for residential and commercial real estate development projects. Our in-house lending process allows for streamlined approvals and structured funding tailored to your build timeline. 

Mixed-use financing for properties that combine residential and commercial space within a single asset. We structure loans that reflect the unique income streams and operational considerations these hybrid investments require. 

Short-term financing for investors purchasing and renovating properties for resale. We provide funding structured around your renovation scope and exit strategy to help you move efficiently from acquisition to sale. 

Flexible mortgage solutions designed for borrowers who may not meet traditional lending criteria. We evaluate each opportunity individually to structure financing that aligns with your income profile and real estate objectives. 

Strategic capital guidance tailored to your investment objectives. From structuring financing to evaluating opportunities, we provide insight and advisory support beyond the loan itself. 

All the hard money real estate loans we arrange are for commercial properties (investment or owner-occupied) and for residential investment properties only.
Homesteaded primary residences are not eligible!

types of funding we secure

Flexible funding solutions structured around your investment goals and property type.

purposes

hard money
cash out
purchases
short-term
construction
bridge
fast-cash
investment rehab (fix & flip)
non-qualified mortgage (non-qm)

purposes

commercial
office
retail
single-family homes (investment only)
multi-family
townhouses
condos
apartment complexes
special-use properties
mixed-use
medical office-condo

property types

commercial
office
retail
single-family homes (investment only)
multi-family
townhouses
condos
apartment complexes
special-use properties
mixed-use
medical office-condo

Florida Loan Rates

In Florida, as in the rest of the United States, loan rates can vary significantly depending on the type of loan, the borrower’s creditworthiness, and prevailing economic conditions. For mortgages, for example, Florida’s rates might differ from the national average due to the state’s unique real estate market, which is influenced by factors such as tourism, the prevalence of seasonal residences, and susceptibility to natural disasters. Reach out to us to find out what loan rates we can offer.

we help foreign national investors

Our real estate based loans allow qualified foreign investors to take advantage of opportunities without the same documentation that traditional loans would require.

Benefits of working with us

A lending partner built on strength, speed, and experience.

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