non-qualified mortgage Loans
non-qualified mortgage lenders in florida
Don’t let past credit issues keep you from receiving the funding you need for your next investment property. Community Capital offers Non-Qualified Mortgage loans throughout Florida for several property types. Our underwriters will work to provide the best Non-QM loan options for your situation.
What is a non-qualified mortgage Loan?
Alternative financing that accommodates borrowers who don’t fit traditional mortgage guidelines through flexible underwriting.
Also referred to as non-qm loans, Non-Qualified Mortgages are loan options that do not hold the past against you when borrowing. Bad credit from foreclosures, late payments or filing for bankruptcy can void lending options via qualified loans. However, Non-qualified mortgage borrowing looks less at credit history and more at an individual’s ability to pay back a loan. For example, a borrower’s income, type of employment, and current cash flows.
Qualified Property Types for non-qualified mortgage Loans
Review the property types eligible for financing under this loan program.
Commercial Properties
Apartment Complexes
Retail Properties
Warehouses and Industrial Plants
Single-Family and Multi-Family Homes*
Construction projects
Townhouses and Condos*
*This provision does not apply to homesteaded primary residences.
For a full list of non-qualified mortgage Loan property types or for additional information, please contact us online or call 1 (954) 947-1232.
Loan benefits with Community capital
Built to support broker success
Looking for private funding for your next investment property? Community Capital offers commercial real estate loans throughout Florida to help future investors get the funding they need to purchase or renovate an investment property. Our team of professional hard money lenders will work to provide the best hard money loan options for your investment project.
Fast & Reliable Funding
variety of loan options
Quick Decisions &
Competitive Rates
Local and Experienced staff
Loan terms
A quick overview of the key terms designed to help you move forward with confidence.
Up to 24 months
Interest only
Rates change daily
60% maximum LTV
1st mortgage position
How Our Loan Application Process Works
In real estate timing is everything and we’re here to help you act quickly.
1
Submit Your Request – Tell us about your project and financing needs.
2
We Will Reach Out – Our team connects with you to understand your goals and answer questions.
3
Complete the Application – A simple form gives us the details we need to move forward.
4
Get Funded Fast – Once approved, we move quickly to deliver your capital.
1
Submit Your Request – Tell us about your project and financing needs.
2
We Will Reach Out – Our team connects with you to understand your goals and answer questions.
3
Complete the Application – A simple form gives us the details we need to move forward.
4
Get Funded Fast – Once approved, we move quickly to deliver your capital.